Solutions
Six disciplines that protect what matters. One place to plan them all.
From retirement income to your front door — we cover the decisions that shape your financial life, and we do them for a living.
- IAnnuitiesGuaranteed income you cannot outlive.
- IILife InsuranceProtection for the people who depend on you.
- IIICare PlanningA plan for long-term care that protects your savings.
- IVMedicare PlanningCoverage that fits your doctors, prescriptions and budget.
- VDisability IncomeYour paycheck, protected.
- VIHome & AutoProtect your home, your vehicles and everything in between.

From the NXT Family
Your entire financial life. One intelligent app.
FutureFlow replaces 4–6 separate finance apps with one AI-powered platform — tracking spending, crushing debt, managing subscriptions, and connecting you to a licensed NXT advisor when the stakes are high.
0K+
Active users
0M+
Saved for users
0K+
Institutions
4.8★
App Store
Live Dashboard
Everything at a glance. Nothing hidden.
Net Worth
$127,430
↑ +$3,200
Monthly Spend
$3,842
↑ $310 saved
Savings Goal
68%
↑ Emergency fund
Health Score
782
↑ +12 pts
Spending Overview
Recent Transactions
Six powerful tools
Everything you need. Nothing you don’t.
Tap any tool to see it in action.
How it works
Up and running in under five minutes.
- I
Connect your accounts
Securely link bank accounts, cards, loans, and investments via Plaid — 12,000+ institutions, 90-second setup.
- II
AI analyzes everything
Our models surface hidden money leaks, optimization opportunities, and risks across your full picture.
- III
Take action, build wealth
Follow one-tap personalized recommendations to save more, pay less, and grow net worth every month.
Subscription Radar
We found $312/mo you forgot you were paying.
FutureFlow is the only app that scans both your bank transactions AND your email inbox to surface every single recurring charge — including the ones that stopped showing up in your bank feed.
- Scans bank transactions + email receipts simultaneously
- One-tap cancellation for any subscription, any provider
- Free trial alerts before they charge your card
Subscription Radar
847 txns + 2,340 emails scannedTax Deductions Found
USA & CanadaAutonomous Tax Engine
Tax season ends before it begins.
Our Autonomous Tax Engine silently tracks every deductible expense year-round across the USA & Canada. When April arrives, your return is practically already filed.
- Auto-detects deductible expenses from every transaction
- Tax guidance for USA & Canada
- Year-round tracking means no scramble at tax time
Testimonials
500,000 people can’t be wrong.
“FutureFlow found $420 in forgotten subscriptions and saved another $60/month on my internet bill. It paid for itself in the first week.”
Sarah Chen
Marketing Manager, Austin TX
“I paid off $28,000 in student loans 14 months ahead of schedule using FutureFlow’s payoff plan. This app genuinely changed my financial life.”
Marcus Rivera
Software Engineer, Chicago IL
“Finally a finance app that doesn’t feel like filing taxes. My Health Score went from 620 to 781 in just 8 months.”
Aisha Johnson
Nurse Practitioner, Atlanta GA
Pricing
Plans that pay for themselves.
Average Pro user saves over $1,200/year. At $14.99/month, the math writes itself.
Free
Essential tools to get started.
- Spending analytics
- Auto categorization
- Up to 2 connected accounts
- Monthly budget overview
- Basic savings goals
Pro
The complete FutureFlow experience.
- Everything in Free
- Unlimited accounts
- AI subscription manager
- Debt payoff planner
- Cash flow forecasting
- Credit score monitor
- Net worth tracker
- Autonomous tax engine
- Bill negotiation AI
Household
Same as Pro — built for two.
- Everything in Pro
- 2-user family access
- Shared goals & budgets
- Combined net worth view
- Family spending insights
Save 10% with annual billing — Pro for just $13.49/month. All plans include a 30-day free trial. Cancel anytime.

Stop juggling apps. Start building wealth.
Download FutureFlow free on the App Store. Connect your accounts in 90 seconds. Let AI handle the rest.

