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Six disciplines that protect what matters. One place to plan them all.

From retirement income to your front door — we cover the decisions that shape your financial life, and we do them for a living.

FutureFlow

From the NXT Family

Your entire financial life. One intelligent app.

FutureFlow replaces 4–6 separate finance apps with one AI-powered platform — tracking spending, crushing debt, managing subscriptions, and connecting you to a licensed NXT advisor when the stakes are high.

  • 0K+

    Active users

  • 0M+

    Saved for users

  • 0K+

    Institutions

  • 4.8★

    App Store

Live Dashboard

Everything at a glance. Nothing hidden.

app.futureflow.io/dashboard

Net Worth

$127,430

↑ +$3,200

Monthly Spend

$3,842

↑ $310 saved

Savings Goal

68%

↑ Emergency fund

Health Score

782

↑ +12 pts

Spending Overview

OverviewSpendingDebts
Nov
Dec
Jan
Feb
Mar
Apr

Recent Transactions

Netflix-$22.99
Salary Deposit+$5,200
Whole Foods-$84.32
Bill Savings+$63.00

Six powerful tools

Everything you need. Nothing you don’t.

Tap any tool to see it in action.

How it works

Up and running in under five minutes.

  1. I

    Connect your accounts

    Securely link bank accounts, cards, loans, and investments via Plaid — 12,000+ institutions, 90-second setup.

  2. II

    AI analyzes everything

    Our models surface hidden money leaks, optimization opportunities, and risks across your full picture.

  3. III

    Take action, build wealth

    Follow one-tap personalized recommendations to save more, pay less, and grow net worth every month.

Subscription Radar

We found $312/mo you forgot you were paying.

FutureFlow is the only app that scans both your bank transactions AND your email inbox to surface every single recurring charge — including the ones that stopped showing up in your bank feed.

  • Scans bank transactions + email receipts simultaneously
  • One-tap cancellation for any subscription, any provider
  • Free trial alerts before they charge your card

Subscription Radar

847 txns + 2,340 emails scanned
Netflix$17.99
Cancel
Adobe CC$59.99
Cancel
Spotify$9.99
Keep
Peloton$44.00
Cancel
Hulu$7.99
Keep
LinkedIn Premium$39.99
Cancel
Duolingo$6.99
Keep
Potential monthly savings$121.98

Tax Deductions Found

USA & Canada
Home Office$3,240
Business Travel$1,870
Professional Dev$840
Software & Tools$420
Mileage$780
Estimated tax savings$1,593

Autonomous Tax Engine

Tax season ends before it begins.

Our Autonomous Tax Engine silently tracks every deductible expense year-round across the USA & Canada. When April arrives, your return is practically already filed.

  • Auto-detects deductible expenses from every transaction
  • Tax guidance for USA & Canada
  • Year-round tracking means no scramble at tax time

Testimonials

500,000 people can’t be wrong.

“FutureFlow found $420 in forgotten subscriptions and saved another $60/month on my internet bill. It paid for itself in the first week.”
SC

Sarah Chen

Marketing Manager, Austin TX

“I paid off $28,000 in student loans 14 months ahead of schedule using FutureFlow’s payoff plan. This app genuinely changed my financial life.”
MR

Marcus Rivera

Software Engineer, Chicago IL

“Finally a finance app that doesn’t feel like filing taxes. My Health Score went from 620 to 781 in just 8 months.”
AJ

Aisha Johnson

Nurse Practitioner, Atlanta GA

Pricing

Plans that pay for themselves.

Average Pro user saves over $1,200/year. At $14.99/month, the math writes itself.

Free

$0/month

Essential tools to get started.

  • Spending analytics
  • Auto categorization
  • Up to 2 connected accounts
  • Monthly budget overview
  • Basic savings goals
Get Started Free
Most Popular

Pro

$14.99/month

The complete FutureFlow experience.

  • Everything in Free
  • Unlimited accounts
  • AI subscription manager
  • Debt payoff planner
  • Cash flow forecasting
  • Credit score monitor
  • Net worth tracker
  • Autonomous tax engine
  • Bill negotiation AI
Start Free Trial

Household

$19.99/month

Same as Pro — built for two.

  • Everything in Pro
  • 2-user family access
  • Shared goals & budgets
  • Combined net worth view
  • Family spending insights
Start Free Trial

Save 10% with annual billing — Pro for just $13.49/month. All plans include a 30-day free trial. Cancel anytime.

FutureFlow

Stop juggling apps. Start building wealth.

Download FutureFlow free on the App Store. Connect your accounts in 90 seconds. Let AI handle the rest.